Auto
Auto
Liability, collision, and comprehensive built around how you actually drive, with rates checked across every carrier we write before you sign.
Independent agent · New York, New Jersey & Pennsylvania
Insurance, handled by a person.
ND Agency LLC shops your coverage across nine-plus carriers to find the fit that's right for you — auto, home, landlord, renters, motorcycle, boat, umbrella, and business. Fluent in English and Russian, with Ukrainian and Belarusian also understood. There's never a fee to get a quote or write a policy.
- $0 Fee to quote or write a policy
- 9+ Carriers compared for every quote
- 7 Days a week you can reach us
- 3 States licensed — NY, NJ, PA
What ND Agency writes
Eight kinds of coverage, one agent.
Each policy is placed with the carrier that fits your situation best — not the one an app happens to sell.
Home
Home
The house itself, and everything inside it, sized to what it would actually cost to rebuild — not a guess.
Landlord
Landlord
Coverage built for property you rent out — protects the building and your income if a tenant's claim goes sideways.
Renters
Renters
Your belongings and liability covered for less than most people spend on a month of streaming subscriptions.
Motorcycle
Motorcycle
Coverage that respects the difference between a daily commuter bike and a weekend cruiser.
Boat
Boat
On-the-water coverage for anything from a kayak with a motor to a cabin cruiser docked for the season.
Umbrella
Umbrella
An extra layer of liability protection that sits on top of your other policies when a claim runs past their limits.
Business
Business
General liability, property, and commercial auto for the shops and small businesses that anchor Main Street.
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Backed by
Independent means options.
ND Agency LLC isn't tied to one insurer. Every quote is shopped across these carriers to find coverage that fits — at a price that makes sense.
- Progressive
- Travelers
- Liberty Mutual
- Allstate
- National General
- Otsego Mutual
- Kingstone
- Narragansett Bay
- Nationwide
Additional carriers are available depending on your coverage needs — ask what other options might fit.
About the agency
An independent agent for New York, New Jersey & Pennsylvania.
ND Agency LLC is a licensed independent insurance agent based in St. James, New York, serving clients across New York, New Jersey, and Pennsylvania. Because the agency isn't captive to a single insurance company, every policy is placed based on what actually fits your risk and your budget — not a script.
Quoting and writing a policy is always free. You pay the carrier's premium, and nothing extra to the agency for the advice or the paperwork.
Why work with an independent agent
- One phone call compares nine-plus carriers instead of one.
- Coverage is reviewed by a person, not routed through a call-center script.
- Clients can reach out in English, Russian, Ukrainian, or Belarusian — fluent in English and Russian, with Ukrainian and Belarusian understood.
- No fee, ever, to get a quote or bind a policy.
Get in touch
Talk to ND Agency today.
Call or text — whichever is easiest. Quotes take just a few minutes.
- Phone / Text
- (631) 944-0074
- Fax
- (631) 417-3000
- Address
- 26 Pinoak Ln
St. James, NY 11780
Office visits by appointment only - Service area
- New York · New Jersey · Pennsylvania
Hours for calls & texts
Monday – Friday9:30 AM – 9:30 PM
Saturday – Sunday9:30 AM – 1:30 PM
No fee to quote or write a policy — ever.